Powering private lending, one industry at a time.
4Fi is purpose-built infrastructure for launching and scaling niche lending programs. Deploy capital without the friction, delays, or overhead of building in-house.
Launch-Ready Platform
Reduce operational friction with built-in customization at speed.
Expand credit responsibly with relevant risk scoring and borrower insights.
Tailored Underwriting
Lifecycle Lending
Simplify origination to repayment— managed to meet your cycle in life.
Lending at speed of the industries it serves.
Markets like healthcare, aviation, and skilled trades don’t wait months for capital. 4Fi provides infrastructure that lets private lenders move with precision—fast setup, tailored underwriting, and efficient origination at scale.
The infrastructure you need to structure more loans.
A purpose-built origination and servicing platform that simplifies market entry and accelerates loan deployment, eliminating the need for internal buildout or additional operational burden.
Market
Selection
Target verticals with high borrower demand, strong credit performance, and limited existing access to capital—like physicians, aviation, and skilled trades.
Program
Setup
Deploy underwriting, servicing, and front-end workflows tailored to the unique dynamics of each vertical. No internal build required.
Origination
Delivery
Receive production-ready opportunities, fully structured, data-rich, and aligned to target return thresholds.
End-to-end Execution
Lending programs run under a turnkey model. Capital is allocated efficiently. The platform handles intake through repayment.
Make loans in days, not months, with smarter processing.
Demystify lending.
Legacy systems weren’t built for modern private credit. We turn complexity into streamlined, adaptable workflows.
Configure once.
Deploy at scale.
Activate tailored underwriting and efficient origination at scale. Custom rules, tailored flows, and full visibility—without infrastructure burden.
Explore specialized lending programs by industry.
4Fi enables capital deployment into specialized industries with unmet demand and limited lending infrastructure, bringing institutional-grade structure to underserved markets.
HEALTHCARE
End-to-end physician lending infrastructure built for private credit deployment at scale.
AVIATION
Financing programs tailored to the flight community — commercial and private aviation.
EQUIPMENT
Equipment financing with embedded servicing, risk scoring, and portfolio reporting.
Accelerate lending with infrastructure that scales.
Launch specialized credit programs with 4Fi.
Whether you're deploying capital or expanding into new markets, we’ll help architect the right solution.